How Tokenized Equities Enable 24/7 Trading and Fractional Ownership on Telegram and TON

The convergence of blockchain technology and traditional financial markets has reached a new milestone with Telegram’s integration of tokenized U. S. equities directly into its platform. As of October 2025, over 60 tokenized stocks and ETFs are now tradable around the clock within Telegram’s built-in Wallet, thanks to partnerships with Kraken’s xStocks and Backed. This marks a significant leap in accessibility and flexibility for equity investors worldwide, especially those seeking exposure outside conventional trading hours or fractional ownership of high-value assets.

Tokenized Equities: 24/7 Trading Without Borders

Traditional stock exchanges operate on fixed schedules, typically closing on weekends and holidays. This structure is increasingly at odds with the global, always-on nature of digital finance. Tokenized equities, blockchain-based representations of real-world stocks, solve this by enabling 24/7 trading. On Telegram, users can buy or sell fractions of Apple, Tesla, or S and P 500 ETFs at any hour, regardless of their location or time zone.

The technical mechanics are straightforward but powerful: each token is backed 1: 1 by the underlying asset held in custody. This ensures that holders have direct economic exposure to price movements in the real stock market. Instant settlement is another core advantage, transactions clear in seconds on-chain instead of days via legacy clearinghouses. The result is a more liquid and responsive market where participants can react immediately to global news cycles or macro events.

Fractional Ownership: Lowering Barriers for Global Investors

Historically, purchasing even a single share of high-priced stocks like Amazon or Alphabet was out of reach for many retail investors worldwide. Tokenization changes this paradigm by allowing users to buy as little as $1 worth of an equity, democratizing access through fractional ownership. On TON (Telegram Open Network), these micro-shares are programmable assets that can be traded peer-to-peer or used as collateral in DeFi protocols.

This shift isn’t just about convenience, it’s about inclusivity. Investors from regions with limited access to U. S. capital markets can now participate alongside institutional players on equal footing. For those interested in deeper dives into how fractionalization works and its impact on market structure, see our analysis on fractional ownership investing in real-world assets.

The Role of TON Blockchain and Custodial Wallets

The backbone powering this innovation is the TON blockchain, a high-throughput network originally developed by Telegram’s team and now governed by an open-source community. Initially, tokenized equities are available through Telegram’s custodial Wallet app; self-custody options via TON Wallet are expected by year-end 2025. This dual approach appeals to both mainstream users seeking simplicity and crypto-native investors prioritizing control over their assets.

TON’s architecture supports low-latency transactions and scalable smart contracts, which are essential for instant settlement and programmable features like automated dividends (where supported). The integration also enables seamless movement between fiat currencies, stablecoins, and tokenized equities within a single interface, a user experience rarely matched by legacy brokerage platforms.

For further reading on how these developments are reshaping global market access, and what they mean for previously excluded investors, explore our coverage at how tokenized equities are reshaping global market access for excluded investors.

Regulatory clarity remains a moving target, with jurisdictions taking divergent approaches to tokenized equities. While the economic exposure is designed to mirror traditional stocks, holders may not always receive full shareholder rights such as voting or direct dividend participation. This distinction is crucial for investors weighing the benefits of 24/7 liquidity and fractionalization against the absence of certain governance privileges. As regulatory frameworks mature, expect ongoing evolution in how these digital assets are structured and what rights they confer.

Security and transparency are central to user trust. Platforms like xStocks emphasize that tokenized shares are fully collateralized 1: 1 with underlying U. S. equities, but the robustness of custodial arrangements and frequency of audits remain under scrutiny. The rapid ascent provides $5 billion in trading volume and 58% market share within four months, demonstrates strong demand but also underscores the importance of third-party verification and risk management best practices.

Market Impact: New Liquidity Paradigms

The introduction of tokenized equities on Telegram is already reshaping liquidity dynamics for both retail and institutional participants. With 24/7 trading, price discovery becomes more continuous, reducing gaps caused by after-hours news or global macro shocks. Traders can hedge positions or enter markets instantly, a feature especially valuable during volatile periods when legacy exchanges are closed.

This continuous liquidity model may also compress bid-ask spreads over time as more market makers participate globally, enhancing overall capital efficiency. For investors accustomed to waiting days for trade settlement in traditional markets, instant on-chain clearing offers a tangible operational advantage.

Key Advantages of Tokenized Equities on Telegram Wallet

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  24/7 Trading Access: Users can trade tokenized U.S. stocks and ETFs at any time, bypassing traditional market hours and enabling instant response to global events.

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  Fractional Ownership: Investors can purchase fractions of high-value equities, lowering the barrier to entry and democratizing access to major U.S. stocks.

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  Instant Settlement: Blockchain integration enables near-instant transaction settlement, reducing operational friction and counterparty risk compared to traditional equity markets.

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  Global Accessibility: Telegram’s platform, combined with the TON blockchain, allows users worldwide to access and trade tokenized equities directly from their mobile devices.

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  Fully Collateralized Tokens: Each tokenized equity is backed 1:1 by the underlying asset, ensuring economic exposure equivalent to traditional shareholding.

While instant settlement and global access are headline features, programmable assets unlock further innovation, such as automated dividend distribution and composability with DeFi protocols, potentially transforming how equity returns are managed and reinvested at scale.

Looking Ahead: The Future of On-Chain Equities

The integration of tokenized stocks into mainstream messaging apps signals a new era for capital markets, one defined by accessibility, flexibility, and programmability. As Nasdaq pursues full-scale stock tokenization by 2026, competition among blockchains like TON will intensify, driving further innovation in custody solutions, compliance automation, and investor experience.

For those considering entry into this space, it’s essential to weigh both the unique benefits (fractional access, always-on trading) and evolving risks (regulatory uncertainty, custodial security). Early adopters stand to benefit from increased market responsiveness but should remain vigilant as standards around investor rights develop.

To explore more about how tokenization enables continuous equity trading via crypto wallets, and what this means for global investors, see our deep dive at how tokenized stocks are enabling 24/7 global equity trading via crypto wallets.